Self Reliance NY FCU now Self Reliance Financial FCU
Schedule of Fees and Charges currently in effect as of October 1, 2025
Each fee is charged per occurrence or per item unless otherwise noted.
(Fees and charges schedule is subject to change at any time without prior notice)
Please scroll left to view the rest of the table.
| Services | Fee |
|---|---|
|
Balance Inquiry
|
FREE
|
| Credit Union Check (if made in Member's Name) |
FREE
|
|
Deposited Checks
|
FREE
|
|
eServices: Bill Pay, eStatements, Mobile Banking, Online Banking
|
FREE
|
| Notary Public Service (members) |
FREE
|
| Statement (mailed) |
FREE
|
| Transfer by Phone |
FREE
|
| Share Drafts/Checks/Money Orders |
Per Item |
| Returned Deposited Item (Domestic or Foreign) | NO FEE |
| Returned ACH Item (each submission/resubmission) | $10.00 |
| Share Draft - Insufficient/Uncollected/Overdrawn/Stale Item (each submission/resubmission) | $10.00 |
|
Share to Share Draft Transfer
|
$1.00 |
| Stop Payment - Personal / Business Share Draft Check | $15.00 |
| Stop Payment - Money Order / Teller Check / Certified Check | $15.00 |
| Certified Check | $10.00 |
| Photocopy of Teller's Check, Money Order, Share Draft (first item per month is free, subsequent copies are charged per item) | $5.00 |
| Money Order (No payee specified) | $1.00 |
|
Money Order (No payee specified) Senior Citizen |
$0.75 |
| Teller's Check (Third party payee) | $1.00 |
|
Teller's Check (Third party payee) Senior Citizen |
$0.75 |
|
|
|
| Wire Fees |
Per Item |
| Outgoing Domestic Wire ($0.00 to $5,000.00) | $10.00 |
| Outgoing Domestic Wire ($5,000.01 or greater) | $20.00 |
| Outgoing International Wire ($0.00 to $5,000.00) | $20.00 |
| Outgoing International Wire ($5,000.01 or greater) | $40.00 |
| Incoming Wire (through Federal Reserve) ($0.00 to $5,000.00) | $5.00 |
|
|
$10.00 |
| Miscellaneous Fees |
Per Item |
| VISA Credit Card Payment via phone with Representative^ | $5.00 |
| VISA Gift Card (minimum card value $10, maximum value $1,000)^ | $5.00 |
| VISA Travel Card (minimum card value $100, maximum value $5,000)^ |
$5.00 |
| Lost Passbook Replacement | $5.00 |
| Account Verification Letters / Mortgage Verification Letters | $10.00 |
|
Membership Fee
|
$10.00 |
|
Personal Check Printing
|
Varies |
| ATM Cards^ | |
| Card Replacement ATM^ | $15.00 |
| VISA® Debit Cards* | |
| Debit Card rush fee | $35.00 |
| Lost card replacement | $10.00 |
| International ATM Transaction Fee - (per transaction) | 1% |
| Visa International Service Assessment | 1% |
| Other Fees | |
| Dormant Account Fee (Charged one time, per account, at escheatment) | $25.00 |
| Account Research - First 1/2 Hour | NO FEE |
| Account Research - Over half hour, per hour fee | $20.00 |
| Notary Public Service - Members | NO FEE |
| Notary Public Service - Non-Members | $2.00 |
| Safe Deposit Box Fees | |
| Safe Deposit Box Lost Key(s) - One Key | $25.00 |
| Safe Deposit Box Lost Key(s) - Both Keys/Safe Deposit Drilling Fee | $125.00 |
|
Safe Deposit Box Annual Fees
(Box sizes offered at select SRNYFCU legacy locations, subject to availability)
|
|
| 2" x 5" x 21" |
$25.00
|
| 3" x 5" x 21" | $33.00 |
| 5" x 5" x 21" | $50.00 |
| 5" x 10" x 21" | $80.00 |
| 10" x 10" x 21" | $130.00 |
|
Safe Deposit Box Annual Fees
(Box sizes offered at select UKRFCU legacy locations, subject to availability)
|
|
| 3" x 5" x 24" | $45.00 |
| 5" x 5" x 24" | $50.00 |
| 3" x 10" x 24" | $55.00 |
| 5" x 10" x 24" | $75.00 |
| 10" x 10" x 24" | $125.00 |